MHI services retail agents in Texas, Oklahoma, New Mexico, Louisiana, Arkansas, Georgia, and Alabama through three underwriting branch offices in Texas (San Antonio, Houston, and Dallas), and one underwriting branch office in Georgia (Atlanta). MHI's Specialty Division services agents in all of the aforementioned states and consists of three departments: Workers Compensation, Excess and Umbrella, and Transportation. All accounting, claims, policy processing, premium financing and technology-related functions are handled in San Antonio.